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Open dialogue among community members is an important part of successful advocacy. Take Action California believes that the more information and discussion we have about what's important to us, the more empowered we all are to make change.

Showing posts with label california insurance commissioner. Show all posts
Showing posts with label california insurance commissioner. Show all posts

Wednesday, November 5, 2014

2014 California Ballot Measure Results!

California voters on Tuesday approved billions in borrowing for water projects, the creation of a tighter budget reserve fund, and lighter penalties for drug crimes and theft while rejecting measures to regulate health insurance rates and to drug test doctors while raising a cap on medical malpractice payouts.

Two ballot initiatives passed by the Legislature and promoted by Gov. Jerry Brown more vigorously than he campaigned for his own re-election – a water bond and a measure creating a rainy day reserve fund for state budgets – passed handily. You can read more about the water bond here.

A pair of health-related measure that ignited massive spending lost by large margins.

Proposition 45 sought to empower California’s elected insurance commissioner to oversee health insurance rates, prompting a well-funded opposition campaign by the insurance industry. Proposition 46 was the latest flareup in a long-smoldering fight between doctors and lawyers over California’s medical malpractice laws. In addition to lifting a $250,000 cap on pain-and-suffering damages recoverable in malpractice lawsuits, the measure would have imposed mandatory physician drug testing.

Proposition 45 lost by nearly 20 points. The gap for Proposition 46 was close to 35 points.

With California in the midst of a years-long effort to reduce prison overcrowding, proponents of Proposition 47 said the measure would improve criminal justice efforts by converting petty theft and drug possession from felonies to misdemeanors, while targeting savings at programs to reduce truancy and substance abuse. Despite law enforcement warnings that the measure would reduce penalties for possession of date-rate drugs and gun theft, Proposition 47 led by 17 percentage points in unofficial returns.

Voters rejected Proposition 48, a referendum that targeted a single casino but carried a broader context.

The “no” vote on the measure blocks a pact with the state to allow the North Fork Rancheria of Mono Indians to operate a Vegas-style casino miles from the tribe’s existing land. Opponents of the facility warned that the deal would lead to a spike of new casinos near urban areas. Some tribes with nearby casinos poured millions of dollars into the campaign to defeat Propositio 48.

Read more here: http://www.sacbee.com/news/politics-government/capitol-alert/article3577731.html#storylink=cpy

Monday, September 15, 2014

California Proposition 45, the Public Notice Required for Insurance Company Rates Initiative

California Proposition 45, the Public Notice Required for Insurance Company Rates Initiative, is on the November 4, 2014 ballot in California as an initiated state statute. This initiative “requires Insurance Commissioner’s approval before health insurer can change its rates or anything else affecting the charges associated with health insurance, provides for publicnotice, disclosure, and hearing, and subsequent judicial review, and exempts employer large group health plans."

If approved by voters, the initiative would:

Require changes to health insurance rates, or anything else affecting the charges associated with health insurance, to be approved by the California Insurance Commissioner before taking effect

Provide for public notice, disclosure, and hearing on health insurance rate changes, and subsequent judicial review

Require sworn statement by health insurer as to accuracy of information submitted to Insurance Commissioner to justify rate changes

Exempt employer large group health plans under any circumstances

Prohibit health, auto, and homeowners insurers from determining policy eligibility or rates based on lack of prior coverage or credit history. Premiums for health insurance are at an all time high, benefits are going down, and many Californians cannot even get health insurance at any price. The public should expect a certain level of accountability and transparency for the skyrocketing rates being charged, especially when rates have been rising five times faster than the rate of inflation.

To read more about the bill, visit: